CUSTOMER SERVICE's Blog Posts

Four Pieces Of Mortgage Advice That You Should Take With The Proverbial Grain Of Salt

Four Pieces of Mortgage ‘Advice’ That You Should Take With the Proverbial Grain of SaltAre you in the market for a new home? If you have been talking to friends and family or researching online,

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3 Ways That A Reverse Mortgage Can Transform Your Retirement

3 Ways That a Reverse Mortgage Can Transform Your RetirementAre you a retired individual looking for ways to increase your financial security? If so, you may have heard of a home equity conversion

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Whats Ahead For Mortgage Rates This Week November 20 2017

What’s Ahead For Mortgage Rates This Week – November 20, 2017Last week’s economic news included remarks by Fed Chair Janet Yellen about the diversity of opinions in the Federal Open Market

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Dont Bring In The Patio Furniture Just Yet Tips For Utilizing Your Outdoor Space All Year

Some people think once September rolls around it’s time to say goodbye to lawn chairs and outdoor barbecues. However, by adding these new additions to your patio furniture, you can utilizing your

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Single And Considering A New Home Heres What Youll Need To Know About Your Mortgage

Single and Considering a New Home? Here’s What You’ll Need to Know About Your MortgageHave you decided that it is time to move on from renting? If you are single and living alone, you may be

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Lets Talk Closets Why A Walk In Closet Is A Must Have For Any New Home Buyer

Let’s Talk Closets: Why a Walk-in Closet Is a Must Have for Any New Home BuyerAre you in the market for a new house or condo? Whether you’re looking for something luxurious or intimate, you’ll

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The Easy 3 Step Guide To Get Started With Real Estate Investing

The Easy 3-Step Guide to Get Started With Real Estate InvestingAre you interested in expanding your investment portfolio with hard, long-term assets that are almost certain to grow in value? If so,

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Buying A New Home Make Your Move Easier With These Three Purging Tips

Buying a New Home? Make Your Move Easier With These Three Purging TipsAre you thinking about buying a new house or apartment? While the prospect of a new home is undoubtedly exciting, you may be

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Whats Ahead For Mortgage Rates This Week November 13 2017

What’s Ahead For Mortgage Rates This Week – November 13, 2017Last week’s economic news included a survey of senior loan officers, Freddie Mac’s average mortgage rates, and new jobless.

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When Is The Right Time To Eliminate Creaky Floor Boards

When Is The Right Time To Eliminate Creaky Floor Boards? Winter time means colder weather, which means you might not be going outside as often as you normally do. More time spent in your home

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Learning To Love Technology 3 Tips That Will Help You To Embrace Home Automation

Learning to Love Technology: 3 Tips That Will Help You to Embrace Home AutomationAre you still using a key to unlock your door and twisting a dial on the wall to set the temperature? Home automation

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Taking Out A Mortgage For The First Time Learn Why A Condo Might Be A Great First Home

Taking Out a Mortgage for the First Time? Learn Why a Condo Might Be a Great First HomeAre you starting to tire of paying your monthly rent to someone and never building any equity? Renting forever

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Its Hammer Time 4 Common Remodeling Mistakes And How To Avoid Them

It’s Hammer Time: 4 Common Remodeling Mistakes and How to Avoid ThemInvesting in your home by remodeling or renovating is an excellent way to increase its value. However, a significant renovation

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Considering A New Home Next Year Start Now And Get A Jump On Improving Your Credit Score

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit ScoreIn the market for a new home in 2018? With the new year just a few short weeks away, that leaves you with

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Whats Ahead For Mortgage Rates This Week November 6 2017

What’s Ahead For Mortgage Rates This Week – November 6, 2017Last week’s economic news included readings on Case-Shiller home prices, construction spending, and consumer sentiment. Labor sector

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Fireplace Safety Tips For Your Home This Winter

Fireplace Safety Tips For Your Home This WinterThe winter months are rapidly approaching, and as the weather gets colder, you might decide to use that fire place of yours. If you’re a new home

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You Ask We Answer Should I Build A New Custom Home Or Buy An Existing One You Ask We Answer Should

You Ask, We Answer: Should I Build a New Custom Home or Buy an Existing One? Are you looking to buy a new house in the near future? If so, one of the choices you will face is

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Mortgage 101 How InterestOnly Mortgages Work And Why Theyre A Good Solution For Some Buyers

Mortgage 101: How Interest-Only Mortgages Work and Why They’re A Good Solution for Some Buyers Whether you’re a first-time homebuyer or an experienced real estate investor, if you

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CaseShiller Home Price Growth Near AllTime High In August

Case-Shiller: Home Price Growth Near All-Time High in AugustCase-Shiller’s National Home Price Index rose to a year-over-year home price increase of 6.10 percent as compared to July’s reading of

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62 Or Older 3 Reasons Why A Reverse Mortgage Might Be The Perfect Financial Solution For You

62 or Older? 3 Reasons Why a Reverse Mortgage Might Be the Perfect Financial Solution for YouAre you and your spouse starting to move into your retirement years? If so, you already know that you are

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Whats Ahead For Mortgage Rates This Week October 30 2017

What’s Ahead For Mortgage Rates This Week – October 30, 2017Last week’s economic news included readings on new and pending home sales and weekly reports on mortgage rates and new jobless.

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Credit Scores Heres The Break Down

Credit Scores? Here’s The Break DownIf you’re in the pre-mortgage application phase, you’ve probably heard the term ‘credit check’ thrown around. You know how credit cards work, but maybe

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Buying An Older Home Watch Out For These 3 Key Flaws That Could Spell Trouble

Buying an Older Home? Watch Out for These 3 Key Flaws That Could Spell TroubleAre you a fan of homes with a bit more character than newer, modern designs? Whether in pristine condition or more of

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Stuck In A Bidding War 3 Ways To Win Without Busting Through Your Mortgage Approval Amount

Stuck in a Bidding War? 3 Ways to Win Without Busting Through Your Mortgage Approval AmountAre you making an offer on a new home in a hot housing market? If so, one possibility is that you are going

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Worried That Your Past Student Loan Debt Might Delay Buying A Home Heres What To Do

Worried That Your Past Student Loan Debt Might Delay Buying a Home? Here’s What to DoWhether you are just about to graduate college or you have been out of school for a few years, there’s a good

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Man Vs Machine Why Using A Human Mortgage Professional Is Better Than Trusting An App

Man Vs. Machine: Why Using a Human Mortgage Professional Is Better Than Trusting an AppAre you currently house-hunting or plan to be in the near future? If you plan on using mortgage financing to

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Whats Ahead For Mortgage Rates This Week October 23 2017

What’s Ahead For Mortgage Rates This Week – October 23, 2017Last week’s economic reports included NAHB Housing Market Indexes along with readings on housing starts, building permits and

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How To Winterize Your Home

How To Winterize Your HomeAs Winter quickly approaches, and the temperature drops lower daily, it’s that time of year home owners need to begin Winterizing their homes. What is Winterizing, you

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Buying A New Home Heres Why Mortgage PreApproval Should Be Your First Step

Buying a New Home? Here’s Why Mortgage Pre-Approval Should Be Your First StepAre you thinking about buying a new house, condo or apartment? Whether you are upgrading, downsizing or investing, if

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Buying A New Home Four Key Questions To Ask Your Mortgage Advisor

Buying a New Home? Four Key Questions to Ask Your Mortgage AdvisorAre you in the market for a new home? If you are planning on borrowing some or most of the home’s purchase price, you’ll want to

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Home Builder Sentiment Highest In Five Months

Home Builder Sentiment Highest in Five MonthsComponent readings used for calculating Housing Market Index readings also rose in October. Builder sentiment for current market conditions gained five

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Current Service Member Or Veteran 4 Reasons Why A VA Home Loan Is An Excellent Choice

Current Service Member or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent ChoiceAre you current or former member of the US military service who is looking to buy a new home? If so, you will be

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Whats Ahead For Mortgage Rates This Week October 16 2017

What’s Ahead For Mortgage Rates This Week – October 16, 2017Last week’s economic reports included minutes of the Fed’s Federal Open Market Committee meeting held in September along with

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Tips For Purchasing Your First Home

Tips for Purchasing Your First HomePurchasing your first home can be an overwhelming process. In fact, some have said it’s the scariest thing they’ve ever done. Buying a home is often the

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Brighten Up Your House With These Autumninspired Home Decor Ideas

Brighten up Your House With These Autumn-inspired Home Decor IdeasThe kids are heading back to school, the leaves are starting to turn and the weather is getting cooler. Yes, autumn has arrived, but

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Go Big Or Go Home 3 Reasons Why Your First Home Should Be A Spacious One

Go Big or Go Home: 3 Reasons Why Your First Home Should Be a Spacious OneBuying a home for the first time? One of the key considerations you’ll need to make is just how much ‘house’ you want

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Baby On The Way Learn How To Childproof Your Home So Your Baby Is Safe From Harm

Baby on the Way? Learn How to Child-proof Your Home so Your Baby Is Safe From HarmDo you have a baby on the way? If so, you are likely already wondering how you are supposed to make your home safe

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Understanding Bridge Financing How To Buy A New Home Before You Sell Your Current One

Understanding ‘Bridge’ Financing: How to Buy a New Home Before You Sell Your Current OneOne of the biggest challenges a homeowner can face when looking to upgrade or move is trying to sell their

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How To Use A Mortgage To Buy A Home After Going Through A Bankruptcy

How to Use a Mortgage to Buy a Home After Going Through a BankruptcyWhile it is sometimes the best option to get your finances repaired, the bankruptcy and following discharge period can be tough.

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Upgrading Your Home 5 Great Reasons To Make The Switch To Hardwood Floors

Upgrading Your Home? 5 Great Reasons to Make the Switch to Hardwood FloorsAre you tired of scouring the internet, trying to find the secret recipe for whatever will take stains out of your carpet?

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Four Mistakes To Avoid When Making An Offer For Your Dream Home

Four Mistakes to Avoid When Making an Offer for Your Dream HomeYou’ve scoured the new home listings, been to all the open houses and have finally found the home of your dreams. It is now time to

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Real Estate Negotiations 3 Tricks That You Can Use To Ensure Yours Is The Winning Bid

Real Estate Negotiations: 3 Tricks That You Can Use to Ensure Yours Is the Winning BidYou’ve toured through a number of listings, attended all the open houses and have found your potential new

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Whats Ahead For Mortgage Rates This Week October 2 2017

What’s Ahead For Mortgage Rates This Week – October 2, 2017Last week’s economic reports included Case-Shiller’s Home Price Indices, readings on new and pending home sales and Freddie Mac

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3 Tips For Getting Your Home Sold In The Fall

3 Tips For Getting Your Home Sold In The FallFall’s reputation for being the most difficult time of year to sell a home, discourages many sellers from putting their houses on the market. The -

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5 Key Maintenance Tasks To Prepare Your Home For The Winter

5 Key Maintenance Tasks to Prepare Your Home for the WinterThe days are getting shorter, the temperature is dropping and the kids are heading back to school. The approach of autumn means that winter

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Pay Your Mortgage Off Faster With These MoneySmart Strategies

Pay Your Mortgage Off Faster With These Money-Smart StrategiesAs with any loan or line of credit, there are benefits to getting your mortgage paid down. You’ll pay less in interest, potentially

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CaseShiller Home Prices Higher In July Home Prices May Have Peaked

Case-Shiller: Home Prices Higher in July, Home Prices May Have PeakedCase-Shiller reported higher sales of new homes for July; the national reading for new home sales increased by 0.10 percent to a

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Did You Know Your Choice Of Community Will Impact Your Mortgage Heres How

Did You Know: Your Choice of Community Will Impact Your Mortgage – Here’s HowIf you are in the market for a new home, you’ve probably begun the process of choosing the neighborhood or

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6 Surprising Benefits Of Buying Or Selling Your Home In The Fall

Seeing fewer for-sale signs now that summer is over? That can be great news for buyers who are looking to score a new home and buyers who want to get rid of their place and buy a new

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Whats Ahead For Mortgage Rates This Week September 25 2017

Whats Ahead For Mortgage Rates This Week September 25 2017Last week’s economic news included readings on housing starts, building permits issued and sales of pre-owned homes. The Fed’s Federal

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DIY Home Projects Creating A Study Space That Will Help Your Children Stay Focused

DIY Home Projects: Creating a Study Space That Will Help Your Children Stay FocusedIf you’re a parent of school-aged children, you’ve likely been concerned with their study habits at some point.

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Its Preapproval Time How To Get Your Finances In Order For Your Mortgage Approval

It’s Pre-approval Time: How to Get Your Finances in Order for Your Mortgage ApprovalBuying a new home is one of the most exciting experiences a person or family can have. Of course, before you can

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The NAHB Reports Builder Confidence Dropped After Hurricanes Harvey And Irma

NAHB: Builder Confidence Dips on Hurricane DamageHome builders had less confidence in housing market conditions in September. In the aftermath of Hurricanes Harvey and Irma, builders worried that

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What Your Down Payment Should Be

How Much Is the Right Amount to Commit to Your Down Payment? Let’s Take a LookAre you thinking about buying a new home? If you are going to take out mortgage financing, one consideration you will

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Real Estate Agent Rules

Rules for Working With Real Estate AgentsPlaying by the rules keeps the peace between buyers and real estate agentsOne of my buyers is a brilliant neurosurgeon, top of her class in med school, but

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Best Deals Of The Year

17 best things to buy on Labor Day weekendIf you’re not squeezing in one last summer getaway this Labor Day weekend, it’s a good time to do some shopping to score deals on a wide range of

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21 Staging Tips To Sell Fast

Sell Your Home Fast: 21 Staging TipsSuccessful staging is key to selling your home quickly and at the best price. From cleaning to styling, these tips can help1. Boost curb appeal.This is something

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Back To School Organization For Everyone

24 Back to School Organization IdeasThese back to school organization ideas make the perfectionist in me so happy! I’m not a very organized person, so I can promise you that if you open my mudroom

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How To Buy A House With 5 Rules

How to Buy a House: The 5 New Rules That Can Make or Break Your OfferThe rules on how to buy a house have changed, folks—so if you're serious about becoming a proud homeowner in the near future,

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Buy The House Take The Plunge

I Want to Buy a House': A Guide to Taking the Real Estate PlungeMaybe you're renting in an overpriced neighborhood and are sick of writing a huge rent check. Maybe you're living in a yurt and

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Backyard Oasis All Year Round

With summer winding down and cooler weather approaching, it’s time to think about how to make the most out of an outdoor living space. One way to extend your time outdoors is to incorporate a fire

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5 Updates To Change Your Home

Five Changes to Reinvent Your HomeWhen you are looking to reinvent your space, there are some key changes you can make, both indoors and out, that can easily transform the entire look and feel with

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Custom Storage Ideas

Custom Storage Ideas for Your HomeMany of us probably have at least one junk drawer in our North Jersey home. However, some people also have a junk closet, pantry, or even a whole room dedicated to

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August Checklists

Check Yourself: 6 Home Maintenance Tasks You Should Tackle in AugustThe dog days of summer are barking and Labor Day is just around the bend, signaling the end of yet another epic season in the

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Moving

Plan a (Relatively) Stressless House MoveTips on how to hire a mover (or move yourself), pack your belongings properly, and move your home with relative ease.Whether your last move was across the

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Time Is Now For Home Buyers

When Is The Best Time To Buy A Home?People ask me financial planner questions all the time.  I’m a mortgage guy, ask me mortgage questions and I will try my hardest to get the answer right.

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Your First Fall Dinner In Your New Home

6 Ways to Style Cute Place Settings for an Early Fall Dinner PartyGet inspired with different ways to set a chic and simple place setting at your next dinner party.With summer ending and fall just

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Back To School Home Office Organization And Work Space

Are you in need of some back to school and home office organization? Build Your Own – Daily SystemFall is almost here and that means back to school season is upon us. If you’re like me,

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5 Things A Buyer Should Never Say When Closing On A Home

5 Things Buyers Should Never, Ever Say When Closing on a HomeBy the time home buyers make it to the closing, it’s smooth sailing, right? Wrong.For home buyers, the adage “loose lips

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5 Things Buyers Should Never Say When Closing On A Home

5 Things Buyers Should Never, Ever Say When Closing on a HomeBy the time home buyers make it to the closing, it’s smooth sailing, right? Wrong.For home buyers, the adage “loose lips

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Wow Your Buyers With A Chic And Stylish Powder Room Reno

11 Chic & Stylish Powder Rooms  Powder rooms are an excellent place to make a statement with your designs, using bold patterns, bright colors, and distinctive hardware and.

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Buying A House You Can Afford

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick

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Why Young People Prefer Owning Vs Renting

At some point in their lives, every renter thinks about home ownership and whether or not it's worth it. Let's explore the top 5 reasons why young individuals prefer the idea of owning a home over

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Circus Coming To Bayonne This Weekend

Garden Brothers Circus will bring its show, replete with acrobats, clowns, cyclists, aerial artists – and for the last time – elephants – to Bayonne this weekend for eight shows.In true circus

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Jersey City Beyond Downtown Is Growing In Appeal Report

Jersey City is growing in popularity for those who would previously consider buying a home in Manhattan or Brooklyn.Those priced out of buying or renting a home across the Hudson River have made

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Trader Joes Is One Step Closer To Hoboken

Hoboken residents are now one roll of a packed grocery cart closer to having convenient access to Trader Joe's signature Speculoos cookie butter, frozen mandarin orange chicken, and

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Warren Buffet Investing Strategies

There is no lack of information available about the institutional investment strategies of the world's billionaires -- how they move money in their capacity as the heads of large public companies

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Boat Captain Captures Picture Of Rare Pink Dolphin

Captain Erik Rue of Calcasieu Charter Service first spotted the mysterious pink dolphin they affectionately call, "Pinky" in 2007 while fishing off the Louisiana coast.Erik Rue / Calcasieu Charter

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Luxury Living In The Trump Plaza Jersey City

Trump Plaza, Jersey City88 Morgan Street, Jersey City, New JerseySee All Available Units For SaleTrump Plaza Jersey City captures the ultimate luxury of the Trump name in two majestic towers rising

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Introducing Womens Answer To The Man Cave

It’s been said that sheds are the answer to men’s ailments. But why should men have all the sheds? Every woman deserves a shed of her own — somewhere to retreat for some solitude, to create or

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13 Warren Buffett Quotes For Real Estate Investors

Quote #1“Look at market fluctuations as your friend rather than your enemy; profit from folly rather than participate in it.”REI Translation: Today’s market fluctuations are your friend

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JUST SOLD By The Ayubi Team

This stunning tri-level townhouse located just 20 minutes from NYC/Hoboken located in Woodridge, NJ. Are you looking for some more square footage?  These new construction residences

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How Roommates Turned A Brooklyn Studio Into A TwoBedroom

Monday, August 31, 2015, byAmy PlittWelcome to House Calls, a recurring feature in which Curbed tours New Yorkers' lovely, offbeat, or otherwise awesome homes. Think your space should be

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Luxury Attach Top 5 Seafood Restaurants In NYC

 From coastal classics to avant-garde aquatic fare, Luxury Attaché’s got the skinny on NYC’s standout galleys. Anchors aweigh!1 ZZ's Clam Bar Raw bar. Fancy drinks. Torrisi..

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Two Record Breaking Sales AT Trump Plaza In Jersey City

• Residence 2405. This magnificent home sold in just 3 days for the highest price per square foot in the building to date. • Residence 2006. This customized home went under contract after only

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YOU SHACKED UP AND NOW YOU BROKE UP HERES HOW TO STAY SANE

byVirginia K. Smith|8/27/15 - 8:59 AMSo, you met someone, moved in together, gave things the old college try, and now you want out. (It happens.) But how do you break up civilly when you

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Ubers New Service Sounds Suspiciously Like A Bus

The service would allow passengers to select a pickup spot along a predetermined route in exchange for at least a dollar off the fare.    

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Rock The BBQ At Pier A Park OCT 24TH 25TH

OCTOBER 24 & 25, 201510/24 - 11am - 10pm10/25 - 11am - 8pmAt Beautiful Pier A Park100 Sinatra Drive, Hoboken, N.J.Welcome to Rock The BBQ Festival 2015! Our weekend event will bring together,

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9 Fun Facts About Hoboken

How much do you really know about Hoboken? Founded in 1630 after being purchased for half a barrel of beer, 12 kettles, 6 guns and a few other treasured items, Hoboken has accrued a rich history

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Tomorrow Is The Luckiest Day Of The Year Astrologically Speaking

AUGUST 25, 2015Need a little extra luck? Tomorrow, the planets will align to provide just that.According to prolific astrologist Susan Miller, Aug. 26 will be the luckiest day of the year for

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Charting The Growth Of NYCs Tallest Residential Towers

 Monday, August 24, 2015, by Amy Plitt[The Waldorf Astoria was the tallest residential building in NYC for more than 50 years. Photo by Marco Rubino / Shutterstock.com.]With its

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Top 6 Home Buyer Concerns

DAILY REAL ESTATE NEWS | MONDAY, AUGUST 24, 2015Rising home prices tops the list of home buyer concerns this year, a shift from last year when nearly half of buyers said their chief concern was 

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How To Get Free Starbucks For Life

Wondering how you can get around the pesky need for paying for your daily dose of caffeine.  Well one Starbucks customer figured our a great way to beat the system.  A local barista

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Bayonne Barks Hosted By Liberty Humane Society

 Our second annual Bayonne BARK is a one-day service-based event, including a low-cost micro-chipping, Name-Your-Price adoptions on-site, doggie wash stations, and ice cream. Join us for a day

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Art Made With Love

 Check out this beautiful drawing of my clients home I sold this month. If anyone is looking for a great gift or a drawing/painting of any kind, reach out to Samantha Farrar. She did an

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The Rise And Fall Of New York Citys Private Social Clubs

Wednesday, June 17, 2015, by James Nevius[The interior of the Yale Club. Photo by the Wurts Brothers, courtesy of the New York Public Library.]In 1915, the Yale Club opened a giant,-

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5TH Annual All About Downtown Street Fair

 The Annual All About Downtown Street Fair is back this year and bigger then ever. We return for a 5th year with over 200 vendors and more then 15 food and mobile fashion trucks! A day of food

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Home Prices Up In 93 Of Measurable Markets

 Some Highlights: The national median home price for Q2 is up 8.2% to $229,400 The income needed to afford the median home in each region is directly impacted by the amount of the down.

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4 Things Your Bank Wont Tell You When You Get A Mortgage

As the Consumer Financial Protection Bureau strives to create more transparency within the mortgage industry, there are crucial home-buying truths that endure—and knowing what they are can help

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Best Kept Secret In Hoboken

Best kept secret in Hoboken! The food is delicious and as authentic as the service. The food is amazing but it's really the owner, staff and the ambiance that will keep you coming back.

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These 12 Bed And Breakfasts In New Jersey Are Perfect For A Getaway

New Jersey is home to so many incredible bed and breakfasts, and it wouldn’t be practical to include them all. There are dozens of B&B’s in Cape May alone, and this list would get very long if I

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Hoboken Favorite For Steaks And Seafood

 Dino & Harry'sDino and Harry's has been an institution in Hoboken for decades and one of my favorite restaurants in town.  The staff treat everyone like family and they definitely have

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Jersey City The New Brooklyn

   “Making Art Dance,” one of many installations seen atMana Contemporary, included a David Salle backdrop and costumes for “The Elizabethan Phrasing of the Late Albert

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Jersey City West Sides Hidden Gem

About Laicos"When we opened our doors in 1972, Laico’s was a brick-oven pizzeria and bar for the neighborhood locals. We eventually extended our menu to include a full range of Italian,

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Visit South House In Jersey City

The first thing you’ll notice upon walking into South House is it’s amazing interior. High ceilings, exposed brick, and dozens of vintage rock and roll posters make you feel like you’re south

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